🏦Bank Scorer

NEWTEK BANK, NATIONAL ASSOCIATION

MIAMI, FL · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1963FDIC #18,734
Satisfactory Same

Current rating · Exam: December 2023

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 4.15%

Is this bank safe?

NEWTEK BANK, NATIONAL ASSOCIATION holds a Satisfactory CRA rating (2023), and is financially strong (ROA +4.15%).

Institution Profile

FDIC BankFind

Address

1111 Brickell Ave, MIAMI, FL

County

Miami-Dade County

Established

April 1, 1963

Total Assets

$2.2B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 18, 2023

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
Estimated next exam:Dec 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$2.2B

Total Deposits

$1.9B

Net Loans

$1.6B

Net Income

$20M

ROA

4.15%

Above avg for Community banks. Peer avg: 0.90%

ROE

46.20%

Risk-Based Capital

12.35%

Below avg for Community banks. Regulatory min: 8%

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

ROA4.15%Peer avg: 0.90%▲ Above avg
Risk-Based Capital12.35%Peer avg: 12.91%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$1.2B

1-Year Change

0

Rating History

CRA / FFIEC
Exam DateRatingExam Type
Dec 2023SatisfactorySmall Bank
Dec 2018SatisfactorySmall Bank
Sep 2013SatisfactorySmall Bank

3 previous ratings locked — back to 1995

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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