This institution is no longer active

Operations ceased on December 1, 2022. CRA examination history below reflects the period it was active.

NEW YORK COMMUNITY BANK

HICKSVILLE, NY · Supervised by FDIC

Est. 1859FDIC #16,022RSSD: FDIC-16022

Part ofNEW YORK COMMUNITY BCORP INC→ View all charters

Satisfactory Same

Current rating · Exam: May 2021

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 1.10%

Is this bank safe?

NEW YORK COMMUNITY BANK holds a Satisfactory CRA rating (2021), is financially strong (ROA +1.10%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

102 Duffy Ave, HICKSVILLE, NY

County

Nassau County

Established

January 1, 1859

Total Assets

$62.9B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2021

Exam Type

Large Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 5 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2022Call Report / FDIC

Total Assets

$62.9B

Total Deposits

$41.8B

Net Loans

$48.8B

Net Income

$506M

ROA

1.10%

Above avg for Regional banks. Peer avg: 0.88%

ROE

9.15%

Risk-Based Capital

11.82%

Below avg for Regional banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Regional banks

Compared to the peer-bank Regional peer group (same asset tier).

ROA1.10%Peer avg: 0.88%▲ Above avg

Risk-Based Capital11.82%Peer avg: 30.04%▼ Below avg

Mortgage Denial Rate11.13%Peer avg: 18.70%▼ Fewer than avg

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Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2021	952	82.56%	11.13%
2020	1,012	83.1%	8.99%
2019	913	84.23%	9.20%
2018	955	87.96%	5.03%

Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Regional bank avg: 18.70% · above-average shown in red

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
May 2021	Satisfactory	Large Bank
Jun 2018	Satisfactory	Large Bank
Apr 2015	Satisfactory	Large Bank

8 previous ratings locked — back to 1993

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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