NEW OMNI BANK, NATIONAL ASSOCIATION

ALHAMBRA, CA · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1980FDIC #23,086

Satisfactory Same

Current rating · Exam: July 2023

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.43%

Institution Profile

FDIC BankFind

Website

WWW.NEWOMNIBANK.COM

Address

10 S 1st St, ALHAMBRA, CA

County

Los Angeles County

Established

February 12, 1980

Total Assets

$515M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 31, 2023

Exam Type

Intermediate Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)

What is a CRA rating? →

Estimated next exam:Jul 2027(based on asset size)

Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$515M

Total Deposits

$371M

Net Loans

$376M

Net Income

$551K

ROA

0.43%

Below avg for Small banks. Peer avg: 0.44%

ROE

1.62%

Risk-Based Capital

43.24%

Above avg for Small banks. Regulatory min: 8%

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.43%Peer avg: 0.44%▼ Below avg

Risk-Based Capital43.24%Peer avg: 23.03%▲ Above avg

Mortgage Denial Rate0.00%Peer avg: 7.63%▲ Above avg

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Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$374M

1-Year Change

5-year net change: +1 branches

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2022	66	86.36%	0.00%
2019	47	89.36%	4.26%
2018	86	84.88%	2.33%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Jul 2023	Satisfactory	Intermediate Small Bank
May 2020	Satisfactory	Intermediate Small Bank
May 2017	Satisfactory	Intermediate Small Bank

6 previous ratings locked — back to 1992

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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