This institution is no longer active

Operations ceased on June 21, 1999. CRA examination history below reflects the period it was active.

NBD BANK

ELKHART, IN · Supervised by FDIC

Est. 1872FDIC #15,247RSSD: FDIC-15247

Part ofBANK ONE CORP→ View all charters

Outstanding

Current rating · Exam: December 1995

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.75%

Is this bank safe?

NBD BANK earned an Outstanding CRA rating (1995), is financially strong (ROA +1.75%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

121 West Franklin Street, ELKHART, IN

County

Elkhart County

Established

February 25, 1872

Total Assets

$671M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

December 1, 1995

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1999Call Report / FDIC

Total Assets

$671M

Total Deposits

$542M

Net Loans

$552M

Net Income

$3M

ROA

1.75%

Above avg for Small banks. Peer avg: 0.44%

ROE

15.54%

Risk-Based Capital

12.16%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.75%Peer avg: 0.44%▲ Above avg

Risk-Based Capital12.16%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

This is the only examination on record for this bank.

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