This institution is no longer active

Operations ceased on July 2, 2025. CRA examination history below reflects the period it was active.

NBC OKLAHOMA

OKLAHOMA CITY, OK · Supervised by FDIC

Est. 1931FDIC #4,032RSSD: FDIC-4032

Part ofNBC CORP OF OKLAHOMA→ View all charters

Satisfactory Same

Current rating · Exam: July 2023

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -3.02%

Is this bank safe?

NBC OKLAHOMA holds a Satisfactory CRA rating (2023), shows financial metrics that merit closer review (ROA -3.02%). Consumers may want to review the details below before banking here.

Institution Profile

FDIC BankFind

Address

13401 N Pennsylvania Ave, OKLAHOMA CITY, OK

County

Oklahoma County

Established

August 1, 1931

Total Assets

$894M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2023

Exam Type

Intermediate Small Bank

Regulator

FDIC

What is a CRA rating? →

Estimated next exam:Jul 2027(based on asset size)

Financial Snapshot

As of Q2 2025Call Report / FDIC

Total Assets

$894M

Total Deposits

$809M

Net Loans

$683M

Net Income

$-13,591K

ROA

-3.02%

Below avg for Small banks. Peer avg: 0.44%

ROE

-39.27%

Risk-Based Capital

11.11%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA-3.02%Peer avg: 0.44%▼ Below avg

Risk-Based Capital11.11%Peer avg: 23.03%▼ Below avg

Mortgage Denial Rate2.47%Peer avg: 6.90%▼ Fewer than avg

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Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$809M

1-Year Change

5-year net change: -1 branches

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2024	81	96.3%	2.47%
2023	89	88.76%	5.62%
2019	109	82.57%	9.17%
2018	130	90.77%	2.31%

Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Jul 2023	Satisfactory	Intermediate Small Bank
Jul 2020	Satisfactory	Intermediate Small Bank
May 2017	Satisfactory	Intermediate Small Bank

4 previous ratings locked — back to 2002

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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