At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Needs Attention
ROA -0.70%
Is this bank safe?
MUTUAL SAVINGS AND LOAN ASSOCIATION holds a Satisfactory CRA rating (2011), and shows financial metrics that merit closer review (ROA -0.70%).
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$38M
Total Deposits
$20M
Net Loans
$30M
Net Income
$-66K
ROA
-0.70%
Below avg for Small banks. Peer avg: 0.44%
ROE
-1.54%
Risk-Based Capital
99.50%
Above avg for Small banks. Regulatory min: 8%
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Branch Footprint
Total Branches
2
Branch Deposits
$20M
1-Year Change
0
Rating History
CRA / FFIECRating Trend
→ StableBased on last 3 exams
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2011 | Satisfactory | Small Bank |
| Feb 2006 | Satisfactory | Small Bank |
| Nov 2001 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1991
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Rating Over Time
🔒 LockedExam dates and details are paywalled
Embed this rating
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/mutual-savings-and-loan-association" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview: