This institution is no longer active

Operations ceased on May 19, 2001. CRA examination history below reflects the period it was active.

MURRAY COUNTY STATE BANK

SLAYTON, MN · Supervised by FDIC

Est. 1930FDIC #8,861RSSD: FDIC-8861

Part ofMINNWEST CORP→ View all charters

Outstanding Up

Current rating · Exam: December 1997

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.21%

Is this bank safe?

MURRAY COUNTY STATE BANK earned an Outstanding CRA rating (1997), is financially strong (ROA +1.21%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

2565 King Avenue, SLAYTON, MN

County

Murray County

Established

February 2, 1930

Total Assets

$94M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

December 1, 1997

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2001Call Report / FDIC

Total Assets

$94M

Total Deposits

$82M

Net Loans

$76M

Net Income

$286K

ROA

1.21%

Above avg for Small banks. Peer avg: 0.44%

ROE

14.57%

Risk-Based Capital

11.07%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.21%Peer avg: 0.44%▲ Above avg

Risk-Based Capital11.07%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Dec 1997	Outstanding	Small Bank
Mar 1995	Satisfactory	Not Reported
Sep 1992	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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