🏦Bank Scorer

This institution is no longer active

Operations ceased on March 31, 2000. CRA examination history below reflects the period it was active.

MTB BANK

NEW YORK, NY · Supervised by FDIC

Est. 1993FDIC #33,798RSSD: FDIC-33798
Outstanding Up

Current rating · Exam: May 1999

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.92%

Is this bank safe?

MTB BANK earned an Outstanding CRA rating (1999), meets basic financial requirements (ROA +0.92%).

Institution Profile

FDIC BankFind

Address

90 Broad Street, NEW YORK, NY

County

New York County

Established

April 30, 1993

Total Assets

$278M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

May 1, 1999

Exam Type

Wholesale/Limited Purpose

Regulator

FDIC
⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1999Call Report / FDIC

Total Assets

$278M

Total Deposits

$222M

Net Loans

$131M

Net Income

$3M

ROA

0.92%

Above avg for Small banks. Peer avg: 0.44%

ROE

10.26%

Risk-Based Capital

19.49%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.92%Peer avg: 0.44%▲ Above avg
Risk-Based Capital19.49%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC
Exam DateRatingExam Type
May 1999OutstandingWholesale/Limited Purpose
May 1996SatisfactorySmall Bank
Oct 1994SatisfactoryNot Reported

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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