At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Adequate
ROA 1.69%
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$5.3B
Total Deposits
$4.6B
Net Loans
$3.5B
Net Income
$23M
ROA
1.69%
ROE
17.22%
Risk-Based Capital
15.05%
Regulatory minimum: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Community banksCompared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Branch Footprint
Total Branches
50
Branch Deposits
$4.6B
1-Year Change
-2
5-year net change: +7 branches
Mortgage Lending
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,566 | 80.84% | 9.51% |
| 2023 | 1,699 | 79.22% | 8.83% |
| 2022 | 1,517 | 82.33% | 9.23% |
| 2021 | 2,251 | 80.72% | 8.71% |
| 2020 | 2,789 | 80.78% | 11.55% |
| 2019 | 1,389 | 81.07% | 9.94% |
| 2018 | 1,236 | 76.54% | 14.81% |
2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red
Rating History
CRA / FFIECRating Trend
→ StableBased on last 3 exams
8 previous ratings locked — dating back to 1992
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Rating Over Time
🔒 LockedExam dates and details are paywalled
Embed this rating
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/8b7c1e56-9308-4268-84d5-a8c3ccb4ad93" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview: