🏦Bank Scorer

MINNWEST BANK

REDWOOD FALLS, MN · Supervised by FDIC

Est. 1941FDIC #16,958RSSD: FDIC-16958
Part ofMINNWEST CORP→ View all charters
Satisfactory Same

Current rating · Exam: July 2025

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.25%

Institution Profile

FDIC BankFind

Address

300 S Washington St, REDWOOD FALLS, MN

County

Redwood County

Established

May 19, 1941

Total Assets

$3.0B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2025

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Jul 2029(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$3.0B

Total Deposits

$2.6B

Net Loans

$2.2B

Net Income

$9M

ROA

1.25%

ROE

11.39%

Risk-Based Capital

13.34%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

Mortgage Denial Rate11.89%Peer avg: 9.91%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

36

Branch Deposits

$2.6B

1-Year Change

-1

5-year net change: +3 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202468173.72%11.89%
202338582.6%6.23%
202250682.41%5.73%
202118981.48%7.94%
202013979.86%7.91%
201910880.56%8.33%
201814187.94%5.67%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

12 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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