Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$141M
Total Deposits
$119M
Net Loans
$109M
Net Income
$314K
ROA
0.90%
Above avg for Small banks. Peer avg: 0.44%
ROE
9.64%
Risk-Based Capital
14.23%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 78 | 43.59% | 20.51% |
| 2023 | 67 | 55.22% | 8.96% |
| 2019 | 71 | 53.52% | 18.31% |
| 2018 | 53 | 47.17% | 22.64% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2023 | Satisfactory | Small Bank |
| Apr 2019 | Satisfactory | Small Bank |
| Oct 2014 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1994
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Exam dates and details are paywalled
Total Branches
1
Branch Deposits
$114M
1-Year Change
0
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