🏦Bank Scorer

MIDWEST HERITAGE BANK, F.S.B.

WEST DES MOINES, IA · Supervised by OCC (Office of the Comptroller of the Currency)

FDIC #4,432
Satisfactory Same

Current rating · Exam: January 2025

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Is this bank safe?

MIDWEST HERITAGE BANK, F.S.B. holds a Satisfactory CRA rating (2025).

Institution Profile

FDIC BankFind

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 27, 2025

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
Estimated next exam:Jan 2030(based on asset size)

Branch Footprint

FDIC SOD 2025

Total Branches

9

Branch Deposits

$362M

1-Year Change

0

5-year net change: +2 branches

Rating History

CRA / FFIEC
Exam DateRatingExam Type
Jan 2025SatisfactorySmall Bank
Jan 2022SatisfactorySmall Bank
May 2015SatisfactorySmall Bank

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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