This institution is no longer active

Operations ceased on August 19, 2002. CRA examination history below reflects the period it was active.

MIDWEST BANK OF HINSDALE

HINSDALE, IL · Supervised by FDIC

Est. 1991FDIC #33,415RSSD: FDIC-33415

Part ofFIRST MIDWEST CORP OF DELAWARE→ View all charters

Satisfactory Same

Current rating · Exam: June 1994

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 1.47%

Institution Profile

FDIC BankFind

Address

502-506 Chestnut Street, HINSDALE, IL

County

Dupage County

Established

May 28, 1991

Total Assets

$425M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 1994

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2002Call Report / FDIC

Total Assets

$425M

Total Deposits

$333M

Net Loans

$273M

Net Income

$3M

ROA

1.47%

Above avg for Small banks. Peer avg: 0.44%

ROE

22.18%

Risk-Based Capital

10.83%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.47%Peer avg: 0.44%▲ Above avg

Risk-Based Capital10.83%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

Exam Date	Rating	Exam Type
Jun 1994	Satisfactory	Not Reported
Apr 1992	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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