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This institution is no longer active

Operations ceased on April 27, 2026. CRA examination history below reflects the period it was active.

MIDDLETOWN STATE BANK

MIDDLETOWN, IL · Supervised by FDIC

Est. 1917FDIC #10,463RSSD: FDIC-10463
Part ofLONGVIEW CAPITAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: November 2023

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 1.18%

Institution Profile

FDIC BankFind

Address

100 N Madison St, MIDDLETOWN, IL

County

Logan County

Established

June 5, 1917

Total Assets

$45M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2023

Exam Type

Small Bank

Regulator

FDIC
Estimated next exam:Nov 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$45M

Total Deposits

$39M

Net Loans

$31M

Net Income

$134K

ROA

1.18%

Above avg for Small banks. Peer avg: 0.44%

ROE

9.33%

Risk-Based Capital

15.14%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.18%Peer avg: 0.44%▲ Above avg
Risk-Based Capital15.14%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

3

Branch Deposits

$36M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

Exam DateRatingExam Type
Nov 2023SatisfactorySmall Bank
Sep 2017SatisfactorySmall Bank
Aug 2011SatisfactorySmall Bank

5 previous ratings locked — back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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