This institution is no longer active

Operations ceased on November 7, 1998. CRA examination history below reflects the period it was active.

MIDAMERICA BANK

DODGEVILLE, WI · Supervised by FDIC

Est. 1951FDIC #17,006RSSD: FDIC-17006

Part ofNORWEST CORP→ View all charters

Outstanding Same

Current rating · Exam: December 1995

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -0.97%

Is this bank safe?

MIDAMERICA BANK earned an Outstanding CRA rating (1995), shows financial metrics that merit closer review (ROA -0.97%). Consumers may want to review the details below before banking here.

Institution Profile

FDIC BankFind

Address

178 North Iowa Street, DODGEVILLE, WI

County

Iowa County

Established

April 16, 1951

Total Assets

$85M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

December 1, 1995

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1998Call Report / FDIC

Total Assets

$85M

Total Deposits

$77M

Net Loans

$54M

Net Income

$-633K

ROA

-0.97%

Below avg for Small banks. Peer avg: 0.44%

ROE

-14.39%

Risk-Based Capital

10.23%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA-0.97%Peer avg: 0.44%▼ Below avg

Risk-Based Capital10.23%Peer avg: 23.03%▼ Below avg

Mortgage Denial Rate0.00%Peer avg: 6.90%▼ Fewer than avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2024	569	93.67%	0.00%
2020	1,103	95.74%	0.18%
2019	659	91.96%	0.00%
2018	456	93.64%	0.00%

Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Dec 1995	Outstanding	Not Reported
May 1993	Outstanding	Not Reported
Jul 1991	Outstanding	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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