This institution is no longer active

Operations ceased on November 30, 2001. CRA examination history below reflects the period it was active.

MID TOWN BANK & TRUST COMPANY OF CHICAGO

CHICAGO, IL · Supervised by FDIC

Est. 1974FDIC #21,449RSSD: FDIC-21449

Part ofMID TOWN BCORP INC→ View all charters

Satisfactory Same

Current rating · Exam: December 2000

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 1.23%

Institution Profile

FDIC BankFind

Address

2021 North Clark Street, CHICAGO, IL

County

Cook County

Established

February 22, 1974

Total Assets

$309M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2000

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 25 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2001Call Report / FDIC

Total Assets

$309M

Total Deposits

$278M

Net Loans

$214M

Net Income

$3M

ROA

1.23%

Above avg for Small banks. Peer avg: 0.44%

ROE

16.80%

Risk-Based Capital

10.86%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.23%Peer avg: 0.44%▲ Above avg

Risk-Based Capital10.86%Peer avg: 23.03%▼ Below avg

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Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Dec 2000	Satisfactory	Small Bank
Feb 1998	Satisfactory	Small Bank
Jun 1994	Satisfactory	Not Reported

1 previous rating locked — back to 1992

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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