🏦Bank Scorer

MID PENN BANK

MILLERSBURG, PA · Supervised by FDIC

Est. 1868FDIC #9,889RSSD: FDIC-9889
Part ofMID PENN BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: June 2023

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.05%

Institution Profile

FDIC BankFind

Address

349 Union St, MILLERSBURG, PA

County

Dauphin County

Established

February 21, 1868

Total Assets

$6.9B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2023

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Jun 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$6.9B

Total Deposits

$6.0B

Net Loans

$5.5B

Net Income

$17M

ROA

1.05%

ROE

8.28%

Risk-Based Capital

13.31%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

Mortgage Denial Rate20.58%Peer avg: 9.91%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

63

Branch Deposits

$5.5B

1-Year Change

+15

5-year net change: +24 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20241,27860.17%20.58%
20231,65667.69%15.04%
20222,05071.07%12.15%
20211,96675.28%4.98%
20202,21177.16%5.47%
20191,05673.2%9.56%
201876473.17%15.18%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

11 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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