This institution is no longer active

Operations ceased on March 12, 2001. CRA examination history below reflects the period it was active.

METRO BANK

KENNER, LA · Supervised by FDIC

Est. 1991FDIC #33,423RSSD: FDIC-33423

Satisfactory Same

Current rating · Exam: February 2000

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 1.01%

Is this bank safe?

METRO BANK holds a Satisfactory CRA rating (2000), is financially strong (ROA +1.01%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

3417 Williams Boulevard, KENNER, LA

County

Jefferson County

Established

May 24, 1991

Total Assets

$71M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2000

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 26 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2000Call Report / FDIC

Total Assets

$71M

Total Deposits

$64M

Net Loans

$56M

Net Income

$709K

ROA

1.01%

Above avg for Small banks. Peer avg: 0.44%

ROE

14.02%

Risk-Based Capital

11.54%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.01%Peer avg: 0.44%▲ Above avg

Risk-Based Capital11.54%Peer avg: 23.03%▼ Below avg

Mortgage Denial Rate6.69%Peer avg: 6.90%▼ Fewer than avg

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Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2024	239	87.45%	6.69%
2020	245	75.1%	10.20%
2019	304	75.99%	10.86%
2018	312	72.76%	13.14%

Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Feb 2000	Satisfactory	Small Bank
Jan 1998	Satisfactory	Small Bank
Jan 1995	Satisfactory	Not Reported

1 previous rating locked — back to 1992

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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