This institution is no longer active
Operations ceased on July 6, 1998. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$105M
Total Deposits
$85M
Net Loans
$76M
Net Income
$219K
ROA
0.41%
Below avg for Small banks. Peer avg: 0.44%
ROE
4.86%
Risk-Based Capital
12.61%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 42 | 78.57% | 7.14% |
| 2019 | 50 | 76% | 10.00% |
| 2018 | 41 | 87.8% | 12.20% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 1997 | Satisfactory | Small Bank |
| Jun 1995 | Satisfactory | Not Reported |
| May 1993 | Satisfactory | Not Reported |
1 previous rating locked — back to 1990
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