This institution is no longer active

Operations ceased on August 11, 2000. CRA examination history below reflects the period it was active.

MERCANTILE BANK OF TRENTON

SAINT LOUIS, MO · Supervised by FDIC

Est. 1893FDIC #4,573RSSD: FDIC-4573

Part ofU.S. Bancorp→ View all charters

Outstanding

Current rating · Exam: January 1996

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.52%

Is this bank safe?

MERCANTILE BANK OF TRENTON earned an Outstanding CRA rating (1996), is financially strong (ROA +1.52%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

721 Locust Street, SAINT LOUIS, MO

County

St. Louis City County

Established

November 21, 1893

Total Assets

$19.8B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

January 1, 1996

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2000Call Report / FDIC

Total Assets

$19.8B

Total Deposits

$11.8B

Net Loans

$13.0B

Net Income

$152M

ROA

1.52%

Above avg for Regional banks. Peer avg: 0.88%

ROE

17.94%

Risk-Based Capital

12.61%

Below avg for Regional banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Regional banks

Compared to the peer-bank Regional peer group (same asset tier).

ROA1.52%Peer avg: 0.88%▲ Above avg

Risk-Based Capital12.61%Peer avg: 30.04%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

This is the only examination on record for this bank.

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