This institution is no longer active
Operations ceased on June 14, 1996. CRA examination history below reflects the period it was active.
MERCANTILE BANK OF THE MINERAL AREA
FARMINGTON, MO · Supervised by FDIC
At a Glance
Community Lending (CRA)
Outstanding
Exceeds federal requirements for lending in low- and moderate-income communities
Financial Health
Strong
ROA 1.77%
Is this bank safe?
MERCANTILE BANK OF THE MINERAL AREA earned an Outstanding CRA rating (1994), is financially strong (ROA +1.77%). Overall, this bank appears financially sound.
Institution Profile
FDIC BankFindAddress
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$169M
Total Deposits
$151M
Net Loans
$134M
Net Income
$745K
ROA
1.77%
Above avg for Small banks. Peer avg: 0.44%
ROE
22.01%
Risk-Based Capital
12.81%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Rating History
CRA / FFIEC| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 1994 | Outstanding | Not Reported |
| Oct 1992 | Satisfactory | Not Reported |
Rating Over Time
🔒 LockedExam dates and details are paywalled
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