This institution is no longer active
Operations ceased on December 31, 1996. CRA examination history below reflects the period it was active.
MERCANTILE BANK OF SPRINGFIELD
SPRINGFIELD, MO · Supervised by FDIC
At a Glance
Community Lending (CRA)
Outstanding
Exceeds federal requirements for lending in low- and moderate-income communities
Financial Health
Strong
ROA 1.10%
Is this bank safe?
MERCANTILE BANK OF SPRINGFIELD earned an Outstanding CRA rating (1996), is financially strong (ROA +1.10%). Overall, this bank appears financially sound.
Institution Profile
FDIC BankFindAddress
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$579M
Total Deposits
$504M
Net Loans
$443M
Net Income
$5M
ROA
1.10%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.14%
Risk-Based Capital
15.88%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Rating History
CRA / FFIEC| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 1996 | Outstanding | Not Reported |
| Feb 1994 | Outstanding | Not Reported |
Rating Over Time
🔒 LockedExam dates and details are paywalled
Embed this rating
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/mercantile-bank-of-springfield" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview: