This institution is no longer active

Operations ceased on May 16, 1998. CRA examination history below reflects the period it was active.

MERCANTILE BANK OF NORTH WEST MISSOURI

MARYVILLE, MO · Supervised by FDIC

Est. 1904FDIC #13,630RSSD: FDIC-13630

Part ofU.S. Bancorp→ View all charters

Outstanding Same

Current rating · Exam: February 1996

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.34%

Is this bank safe?

MERCANTILE BANK OF NORTH WEST MISSOURI earned an Outstanding CRA rating (1996), is financially strong (ROA +1.34%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

1401 South Highway 71, MARYVILLE, MO

County

Nodaway County

Established

April 5, 1904

Total Assets

$48M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

February 1, 1996

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1998Call Report / FDIC

Total Assets

$48M

Total Deposits

$42M

Net Loans

$34M

Net Income

$160K

ROA

1.34%

Above avg for Small banks. Peer avg: 0.44%

ROE

14.03%

Risk-Based Capital

15.59%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.34%Peer avg: 0.44%▲ Above avg

Risk-Based Capital15.59%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Feb 1996	Outstanding	Not Reported
Dec 1993	Outstanding	Not Reported
Jun 1991	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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