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This institution is no longer active

Operations ceased on May 16, 1997. CRA examination history below reflects the period it was active.

MERCANTILE BANK OF LAWRENCE

OVERLAND PARK, KS · Supervised by FDIC

Est. 1872FDIC #4,710RSSD: FDIC-4710
Part ofU.S. Bancorp→ View all charters
Outstanding

Current rating · Exam: March 1996

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.66%

Is this bank safe?

MERCANTILE BANK OF LAWRENCE earned an Outstanding CRA rating (1996), is financially strong (ROA +1.66%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

9900 West 87th Street, OVERLAND PARK, KS

County

Johnson County

Established

January 1, 1872

Total Assets

$2.0B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

March 1, 1996

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1997Call Report / FDIC

Total Assets

$2.0B

Total Deposits

$1.7B

Net Loans

$1.2B

Net Income

$8M

ROA

1.66%

Above avg for Community banks. Peer avg: 0.90%

ROE

20.21%

Risk-Based Capital

15.03%

Above avg for Community banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

ROA1.66%Peer avg: 0.90%▲ Above avg
Risk-Based Capital15.03%Peer avg: 12.91%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

This is the only examination on record for this bank.

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