This institution is no longer active
Operations ceased on June 14, 1996. CRA examination history below reflects the period it was active.
MERCANTILE BANK OF CAPE GIRARDEAU
CAPE GIRARDEAU, MO · Supervised by FDIC
At a Glance
Community Lending (CRA)
Outstanding
Exceeds federal requirements for lending in low- and moderate-income communities
Financial Health
Strong
ROA 1.31%
Is this bank safe?
MERCANTILE BANK OF CAPE GIRARDEAU earned an Outstanding CRA rating (1996), is financially strong (ROA +1.31%). Overall, this bank appears financially sound.
Institution Profile
FDIC BankFindAddress
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$205M
Total Deposits
$184M
Net Loans
$176M
Net Income
$691K
ROA
1.31%
Above avg for Small banks. Peer avg: 0.44%
ROE
15.65%
Risk-Based Capital
12.06%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Rating History
CRA / FFIEC| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 1996 | Outstanding | Small Bank |
| Jul 1994 | Outstanding | Not Reported |
| Jun 1991 | Satisfactory | Not Reported |
Rating Over Time
🔒 LockedExam dates and details are paywalled
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