This institution is no longer active

Operations ceased on March 25, 1988. CRA examination history below reflects the period it was active.

MERCANTILE BANK

CLAYTON, MO · Supervised by OTS

Est. 1913FDIC #1,085

Outstanding Up

Current rating · Exam: March 1993

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Is this bank safe?

MERCANTILE BANK earned an Outstanding CRA rating (1993).

Institution Profile

FDIC BankFind

Address

8000 Maryland Avenue, CLAYTON, MO

County

St. Louis County

Established

September 9, 1913

Total Assets

$4.4B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

March 29, 1993

Exam Type

Assessment Factor

Regulator

OTS

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Mar 1993	Outstanding	Assessment Factor
Aug 1990	Satisfactory	Assessment Factor

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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