This institution is no longer active

Operations ceased on June 1, 2008. CRA examination history below reflects the period it was active.

MELLON 1ST BUSINESS BANK

LOS ANGELES, CA · Supervised by FDIC

Est. 1981FDIC #23,406RSSD: FDIC-23406

Part ofBANK OF NY MELLON CORP THE→ View all charters

Satisfactory Same

Current rating · Exam: June 2002

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.57%

Institution Profile

FDIC BankFind

Address

601 West Fifth Street, LOS ANGELES, CA

County

Los Angeles County

Established

May 1, 1981

Total Assets

$3.2B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2002

Exam Type

Large Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 24 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2008Call Report / FDIC

Total Assets

$3.2B

Total Deposits

$2.4B

Net Loans

$1.1B

Net Income

$5M

ROA

0.57%

Below avg for Community banks. Peer avg: 0.90%

ROE

3.72%

Risk-Based Capital

11.31%

Below avg for Community banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

ROA0.57%Peer avg: 0.90%▼ Below avg

Risk-Based Capital11.31%Peer avg: 12.91%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Jun 2002	Satisfactory	Large Bank
Feb 2000	Satisfactory	Large Bank
Jul 1998	Satisfactory	Large Bank

2 previous ratings locked — back to 1993

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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