🏦Bank Scorer

This institution is no longer active

Operations ceased on November 5, 1999. CRA examination history below reflects the period it was active.

MEIGS COUNTY BANK

DECATUR, TN · Supervised by FDIC

Est. 1907FDIC #6,094RSSD: FDIC-6094
Part ofREGIONS FINANCIAL CORP→ View all charters
Outstanding Same

Current rating · Exam: May 1996

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.39%

Is this bank safe?

MEIGS COUNTY BANK earned an Outstanding CRA rating (1996), is financially strong (ROA +1.39%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

116 North Main Street, DECATUR, TN

County

Meigs County

Established

January 1, 1907

Total Assets

$122M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

May 1, 1996

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1999Call Report / FDIC

Total Assets

$122M

Total Deposits

$111M

Net Loans

$88M

Net Income

$1M

ROA

1.39%

Above avg for Small banks. Peer avg: 0.44%

ROE

19.40%

Risk-Based Capital

11.61%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.39%Peer avg: 0.44%▲ Above avg
Risk-Based Capital11.61%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC
Exam DateRatingExam Type
May 1996OutstandingSmall Bank
Oct 1994OutstandingNot Reported
Jun 1992SatisfactoryNot Reported

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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