At a Glance
Community Lending (CRA)
Needs to Improve
Has deficiencies in community lending that regulators have identified
Financial Health
Adequate
ROA 0.90%
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Has deficiencies in community lending that regulators have identified
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$515M
Total Deposits
$437M
Net Loans
$410M
Net Income
$1M
ROA
0.90%
Above avg for Small banks. Peer avg: 0.44%
ROE
6.38%
Risk-Based Capital
17.73%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
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Branch Footprint
Total Branches
4
Branch Deposits
$435M
1-Year Change
0
Rating History
CRA / FFIECRating Trend
↓ DecliningBased on last 3 exams
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2025 | Needs to Improve | Intermediate Small Bank |
| Apr 2022 | Satisfactory | Intermediate Small Bank |
| Mar 2019 | Satisfactory | Intermediate Small Bank |
3 previous ratings locked — back to 2010
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Rating Over Time
🔒 LockedExam dates and details are paywalled
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