This institution is no longer active

Operations ceased on November 16, 2013. CRA examination history below reflects the period it was active.

MAYFLOWER CO-OPERATIVE BANK

MIDDLEBORO, MA · Supervised by FDIC

Est. 1889FDIC #26,553RSSD: FDIC-26553

Part ofMAYFLOWER BCORP INC→ View all charters

Outstanding Up

Current rating · Exam: July 2009

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.20%

Is this bank safe?

MAYFLOWER CO-OPERATIVE BANK earned an Outstanding CRA rating (2009), meets basic financial requirements (ROA +0.20%).

Institution Profile

FDIC BankFind

Address

30 South Main Street, MIDDLEBORO, MA

County

Plymouth County

Established

January 1, 1889

Total Assets

$244M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

July 1, 2009

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2013Call Report / FDIC

Total Assets

$244M

Total Deposits

$220M

Net Loans

$129M

Net Income

$371K

ROA

0.20%

Below avg for Small banks. Peer avg: 0.44%

ROE

2.22%

Risk-Based Capital

19.00%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.20%Peer avg: 0.44%▼ Below avg

Risk-Based Capital19.00%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Jul 2009	Outstanding	Small Bank
Jun 2004	Satisfactory	Small Bank
Jul 1999	Satisfactory	Small Bank

3 previous ratings locked — back to 1993

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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