🏦Bank Scorer

MAXWELL STATE BANK

MAXWELL, IA · Supervised by FDIC

Est. 1943FDIC #15,930RSSD: FDIC-15930
Part ofAGCOM HOLDINGS INC→ View all charters
Needs to Improve Down

Current rating · Exam: October 2025

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Needs Attention

ROA -3.41%

Institution Profile

FDIC BankFind

Address

122 Main St, MAXWELL, IA

County

Story County

Established

February 1, 1943

Total Assets

$28M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

October 1, 2025

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Oct 2030(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$28M

Total Deposits

$25M

Net Loans

$14M

Net Income

$-237K

ROA

-3.41%

ROE

-27.52%

Risk-Based Capital

18.39%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$24M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

8 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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