MARTHA'S VINEYARD BK

EDGARTOWN, MA · Supervised by Federal Reserve (FRB)

RSSD: FRB-196800

Outstanding Same

Current rating · Exam: November 2025

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

November 10, 2025

Exam Type

Intermediate Small Bank

Regulator

Federal Reserve (FRB)

What is a CRA rating? →

Estimated next exam:Nov 2030(based on asset size)

Download Evaluation Report (PDF)

Financial, branch, mortgage lending, and complaint data not available

This institution does not have a matched FDIC certificate in our database. Call Report financials, branch footprint, HMDA lending data, and CFPB complaints are sourced via FDIC cert and cannot be displayed without it.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Nov 2025	Outstanding	Intermediate Small Bank
Sep 2023	Outstanding	Intermediate Small Bank
Aug 2020	Outstanding	Intermediate Small Bank

1 previous rating locked — back to 2016

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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