🏦Bank Scorer

MARION STATE BANK

MARION, LA · Supervised by FDIC

Est. 1907FDIC #9,320RSSD: FDIC-9320
Satisfactory Same

Current rating · Exam: March 2026

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 1.10%

Is this bank safe?

MARION STATE BANK holds a Satisfactory CRA rating (2026), is financially strong (ROA +1.10%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

345 Main St, MARION, LA

County

Union County

Established

February 1, 1907

Total Assets

$240M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2026

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Mar 2031(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$240M

Total Deposits

$210M

Net Loans

$161M

Net Income

$648K

ROA

1.10%

Above avg for Small banks. Peer avg: 0.44%

ROE

9.41%

Risk-Based Capital

17.39%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.10%Peer avg: 0.44%▲ Above avg
Risk-Based Capital17.39%Peer avg: 23.03%▼ Below avg
Mortgage Denial Rate1.74%Peer avg: 6.90%▼ Fewer than avg

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Branch Footprint

FDIC SOD 2025

Total Branches

5

Branch Deposits

$193M

1-Year Change

+1

5-year net change: +1 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202311590.43%1.74%
202221189.1%3.32%
202123388.41%3.00%

Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red

Rating History

CRA / FFIEC
Exam DateRatingExam Type
Mar 2026SatisfactorySmall Bank
Feb 2020SatisfactorySmall Bank
Dec 2013SatisfactorySmall Bank

6 previous ratings locked — back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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