At a Glance
Community Lending (CRA)
Outstanding
Exceeds federal requirements for lending in low- and moderate-income communities
Financial Health
Adequate
ROA 0.44%
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$263M
Total Deposits
$230M
Net Loans
$211M
Net Income
$293K
ROA
0.44%
Above avg for Small banks. Peer avg: 0.44%
ROE
4.47%
Risk-Based Capital
17.80%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Branch Footprint
Total Branches
3
Branch Deposits
$226M
1-Year Change
-1
5-year net change: -1 branches
Rating History
CRA / FFIECRating Trend
→ StableBased on last 3 exams
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 1999 | Outstanding | Small Bank |
| Jul 1996 | Outstanding | Small Bank |
| Dec 1993 | Outstanding | Not Reported |
Rating Over Time
🔒 LockedExam dates and details are paywalled
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