This institution is no longer active

Operations ceased on April 1, 2001. CRA examination history below reflects the period it was active.

M&I MERCHANTS BANK

RHINELANDER, WI · Supervised by FDIC

Est. 1886FDIC #15,153RSSD: FDIC-15153

Part ofMARSHALL&ILSLEY CORP→ View all charters

Outstanding Same

Current rating · Exam: October 1994

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.33%

Is this bank safe?

M&I MERCHANTS BANK earned an Outstanding CRA rating (1994), is financially strong (ROA +1.33%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

7 North Brown Street, RHINELANDER, WI

County

Oneida County

Established

May 5, 1886

Total Assets

$261M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

October 1, 1994

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2001Call Report / FDIC

Total Assets

$261M

Total Deposits

$202M

Net Loans

$205M

Net Income

$871K

ROA

1.33%

Above avg for Small banks. Peer avg: 0.44%

ROE

13.95%

Risk-Based Capital

12.89%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.33%Peer avg: 0.44%▲ Above avg

Risk-Based Capital12.89%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Oct 1994	Outstanding	Not Reported
Dec 1992	Outstanding	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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