This institution is no longer active
Operations ceased on February 29, 2004. CRA examination history below reflects the period it was active.
At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Institution Profile
FDIC BankFindAddress
406 Main Street, SMITHVILLE, TX
County
Bastrop County
Established
November 4, 1981
Total Assets
$41M(latest call report)
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Satisfactory
Meets federal requirements for community lending
Exam Date
November 4, 1999
Exam Type
Small Bank
Regulator
OCC (Office of the Comptroller of the Currency)
⚠️This exam is 26 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Rating History
CRA / FFIECRating Trend
→ StableBased on last 3 exams
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 1999 | Satisfactory | Small Bank |
| Feb 1997 | Satisfactory | Not Reported |
| Feb 1994 | Satisfactory | Not Reported |
Rating Over Time
🔒 LockedOutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
Exam dates and details are paywalled
Embed this rating
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/46363234-1bb9-44cd-90f9-2a424424838b" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview: