This institution is no longer active

Operations ceased on March 31, 1995. CRA examination history below reflects the period it was active.

LOS ANGELES THRIFT AND LOAN COMPANY

LOS ANGELES, CA · Supervised by FDIC

Est. 1990FDIC #33,190RSSD: FDIC-33190

Needs to Improve Same

Current rating · Exam: November 1994

CompareWatch

At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Needs Attention

ROA -5.73%

Institution Profile

FDIC BankFind

Address

4311 Wilshire Boulevard, Suite 110, LOS ANGELES, CA

County

Los Angeles County

Established

November 1, 1990

Total Assets

$23M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

November 1, 1994

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1994Call Report / FDIC

Total Assets

$23M

Total Deposits

$22M

Net Loans

$19M

Net Income

$-1,464K

ROA

-5.73%

Below avg for Small banks. Peer avg: 0.44%

ROE

-62.35%

Risk-Based Capital

6.57%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA-5.73%Peer avg: 0.44%▼ Below avg

Risk-Based Capital6.57%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

Exam Date	Rating	Exam Type
Nov 1994	Needs to Improve	Not Reported
Feb 1992	Needs to Improve	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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