This institution is no longer active

Operations ceased on May 1, 2026. CRA examination history below reflects the period it was active.

LINKBANK

CAMP HILL, PA · Supervised by FDIC

Est. 1934FDIC #14,863RSSD: FDIC-14863

Part ofLINKBANCORP INC→ View all charters

Satisfactory Same

Current rating · Exam: July 2024

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.92%

Is this bank safe?

LINKBANK holds a Satisfactory CRA rating (2024), meets basic financial requirements (ROA +0.92%).

Institution Profile

FDIC BankFind

Address

3045 Market St, CAMP HILL, PA

County

Cumberland County

Established

November 3, 1934

Total Assets

$3.1B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2024

Exam Type

Intermediate Small Bank

Regulator

FDIC

What is a CRA rating? →

Estimated next exam:Jul 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$3.1B

Total Deposits

$2.6B

Net Loans

$2.5B

Net Income

$7M

ROA

0.92%

Above avg for Community banks. Peer avg: 0.90%

ROE

7.93%

Risk-Based Capital

12.13%

Below avg for Community banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

ROA0.92%Peer avg: 0.90%▲ Above avg

Risk-Based Capital12.13%Peer avg: 12.91%▼ Below avg

Mortgage Denial Rate12.41%Peer avg: 10.20%▲ More than avg

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Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$2.5B

1-Year Change

-3

5-year net change: +19 branches

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2023	274	80.29%	12.41%
2022	318	77.99%	10.69%
2021	123	93.5%	3.25%

Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Jul 2024	Satisfactory	Intermediate Small Bank
Jul 2021	Satisfactory	Intermediate Small Bank
Jun 2018	Satisfactory	Small Bank

1 previous rating locked — back to 2015

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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