LINCOLN FSB OF NEBRASKA

LINCOLN, NE · Supervised by OTS

Est. 1906FDIC #29,692

Outstanding Same

Current rating · Exam: June 2010

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.41%

Institution Profile

FDIC BankFind

Website

www.lincolnfed.com

Address

8400 Maddox Dr, LINCOLN, NE

County

Lancaster County

Established

January 1, 1906

Total Assets

$384M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

June 14, 2010

Exam Type

Intermediate Small Bank

Regulator

OTS

What is a CRA rating? →

⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$384M

Total Deposits

$325M

Net Loans

$291M

Net Income

$400K

ROA

0.41%

Below avg for Small banks. Peer avg: 0.44%

ROE

4.00%

Risk-Based Capital

19.86%

Below avg for Small banks. Regulatory min: 8%

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.41%Peer avg: 0.44%▼ Below avg

Risk-Based Capital19.86%Peer avg: 23.03%▼ Below avg

Mortgage Denial Rate2.83%Peer avg: 7.63%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$323M

1-Year Change

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2024	1,024	81.25%	2.83%
2023	898	79.18%	2.56%
2022	1,128	80.23%	2.13%
2021	2,064	81.69%	2.37%
2020	3,086	82.44%	2.04%
2019	1,666	84.51%	2.04%
2018	1,162	87.78%	3.27%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

Exam Date	Rating	Exam Type
Jun 2010	Outstanding	Intermediate Small Bank
Jun 2007	Outstanding	Small Bank
Nov 2003	Satisfactory	Large Bank

5 previous ratings locked — back to 1991

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/946fc78e-7b1a-4804-904a-95f7b0e1ad15"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: