At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Needs Attention
ROA -0.37%
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$396M
Total Deposits
$336M
Net Loans
$333M
Net Income
$-383K
ROA
-0.37%
Below avg for Small banks. Peer avg: 0.44%
ROE
-2.65%
Risk-Based Capital
20.46%
Below avg for Small banks. Regulatory min: 8%
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
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Branch Footprint
Total Branches
4
Branch Deposits
$328M
1-Year Change
0
5-year net change: +3 branches
Rating History
CRA / FFIECRating Trend
→ StableBased on last 3 exams
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2024 | Satisfactory | Small Bank |
| Jan 2020 | Satisfactory | Wholesale/Limited Purpose |
| Dec 2016 | Satisfactory | Wholesale/Limited Purpose |
3 previous ratings locked — back to 2004
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Rating Over Time
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