🏦Bank Scorer

LIBERTY BANK

MIDDLETOWN, CT · Supervised by FDIC

Est. 1825FDIC #17,943RSSD: FDIC-17943
Part ofLIBERTY FINANCIAL CORP→ View all charters
Outstanding Same

Current rating · Exam: December 2024

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.26%

Institution Profile

FDIC BankFind

Address

245 Long Hill Rd, MIDDLETOWN, CT

County

Lower Connecticut River Valley County

Established

May 15, 1825

Total Assets

$9.0B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

December 1, 2024

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Dec 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$9.0B

Total Deposits

$7.1B

Net Loans

$6.9B

Net Income

$6M

ROA

0.26%

ROE

1.97%

Risk-Based Capital

14.71%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

54

Branch Deposits

$6.8B

1-Year Change

0

5-year net change: -6 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

11 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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