🏦Bank Scorer

LE MARS BANK AND TRUST COMPANY

LE MARS, IA · Supervised by FDIC

Est. 1901FDIC #8,101RSSD: FDIC-8101
Part ofPRIMEBANK INC→ View all charters
Satisfactory Same

Current rating · Exam: August 1996

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.04%

Institution Profile

FDIC BankFind

Address

37 1st Ave Nw, LE MARS, IA

County

Plymouth County

Established

January 1, 1901

Total Assets

$784M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 1996

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$784M

Total Deposits

$693M

Net Loans

$713M

Net Income

$4M

ROA

2.04%

ROE

19.41%

Risk-Based Capital

13.27%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

4

Branch Deposits

$662M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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