At a Glance
Community Lending (CRA)
Outstanding
Exceeds federal requirements for lending in low- and moderate-income communities
Financial Health
Strong
ROA 1.74%
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$9.0B
Total Deposits
$7.0B
Net Loans
$6.8B
Net Income
$40M
ROA
1.74%
Above avg for Community banks. Peer avg: 0.90%
ROE
18.59%
Risk-Based Capital
11.89%
Below avg for Community banks. Regulatory min: 8%
Peer Comparison
Community banksCompared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Branch Footprint
Total Branches
10
Branch Deposits
$7.3B
1-Year Change
+1
Mortgage Lending
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 138 | 76.09% | 3.62% |
| 2023 | 81 | 75.31% | 4.94% |
| 2022 | 115 | 77.39% | 2.61% |
| 2019 | 77 | 85.71% | 5.19% |
| 2018 | 76 | 86.84% | 2.63% |
2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red
Rating History
CRA / FFIECRating Trend
→ StableBased on last 3 exams
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2024 | Outstanding | Large Bank |
| Jun 2021 | Outstanding | Large Bank |
| Apr 2018 | Outstanding | Large Bank |
Rating Over Time
🔒 LockedExam dates and details are paywalled
Embed this rating
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/3f4f7a80-ec93-4212-9f9a-03bb6e2845c6" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview: