🏦Bank Scorer

This institution is no longer active

Operations ceased on November 17, 1995. CRA examination history below reflects the period it was active.

LA PORTE STATE BANK

LA PORTE, TX · Supervised by FDIC

Est. 1972FDIC #20,813RSSD: FDIC-20813
Satisfactory Same

Current rating · Exam: August 1995

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.37%

Institution Profile

FDIC BankFind

Address

815 Highway 146 South, LA PORTE, TX

County

Harris County

Established

September 27, 1972

Total Assets

$35M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 1995

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1995Call Report / FDIC

Total Assets

$35M

Total Deposits

$32M

Net Loans

$13M

Net Income

$-96K

ROA

-0.37%

Below avg for Small banks. Peer avg: 0.44%

ROE

-5.68%

Risk-Based Capital

15.64%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA-0.37%Peer avg: 0.44%▼ Below avg
Risk-Based Capital15.64%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

Exam DateRatingExam Type
Aug 1995SatisfactoryNot Reported
Jun 1992SatisfactoryNot Reported
Mar 1991SatisfactoryNot Reported

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/a6b2ceba-f4bd-422d-bf74-3c7297fe718c"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: