This institution is no longer active

Operations ceased on February 19, 2010. CRA examination history below reflects the period it was active.

LA JOLLA BANK, FSB

LA JOLLA, CA · Supervised by OTS

Est. 1985FDIC #32,423

Satisfactory Same

Current rating · Exam: February 2008

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Institution Profile

FDIC BankFind

Address

888 Prospect Street, LA JOLLA, CA

County

San Diego County

Established

December 5, 1985

Total Assets

$3.6B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 12, 2008

Exam Type

Large Bank

Regulator

OTS

What is a CRA rating? →

⚠️This exam is 18 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Feb 2008	Satisfactory	Large Bank
Dec 2004	Satisfactory	Large Bank
Jul 2001	Satisfactory	Large Bank

5 previous ratings locked — back to 1991

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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