This institution is no longer active

Operations ceased on October 1, 2004. CRA examination history below reflects the period it was active.

KLEIN BANK

SPRING, TX · Supervised by FDIC

Est. 1979FDIC #22,866RSSD: FDIC-22866

Part ofKLEIN BANCSHARES INC→ View all charters

Satisfactory Same

Current rating · Exam: January 2003

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 2.03%

Institution Profile

FDIC BankFind

Address

17046 Stuebner Airline Road, SPRING, TX

County

Harris County

Established

May 21, 1979

Total Assets

$590M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2003

Exam Type

Large Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2004Call Report / FDIC

Total Assets

$590M

Total Deposits

$536M

Net Loans

$162M

Net Income

$9M

ROA

2.03%

Above avg for Small banks. Peer avg: 0.44%

ROE

26.05%

Risk-Based Capital

27.61%

Above avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA2.03%Peer avg: 0.44%▲ Above avg

Risk-Based Capital27.61%Peer avg: 23.03%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Jan 2003	Satisfactory	Large Bank
Mar 2000	Satisfactory	Large Bank
Jul 1997	Satisfactory	Small Bank

3 previous ratings locked — back to 1991

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/44cba992-143b-42d3-8757-f478871c94b5"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: