At a Glance
Community Lending (CRA)
Outstanding
Exceeds federal requirements for lending in low- and moderate-income communities
Consumer Complaints (12 mo)
27
0.15 per $B assets · filed with CFPB
Financial Health
Adequate
ROA 1.27%
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$186.0B
Total Deposits
$153.3B
Net Loans
$108.8B
Net Income
$581M
ROA
1.27%
ROE
12.27%
Risk-Based Capital
14.37%
Regulatory minimum: 8%
Peer Comparison
Large banksCompared to the peer-bank Large peer group (same asset tier).
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Branch Footprint
Total Branches
955
Branch Deposits
$152.0B
1-Year Change
-8
5-year net change: -144 branches
Mortgage Lending
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 15,839 | 52.09% | 30.74% |
| 2023 | 23,244 | 51.01% | 30.68% |
| 2022 | 53,535 | 64.12% | 19.06% |
| 2021 | 75,785 | 69.1% | 13.89% |
| 2020 | 69,179 | 61.48% | 17.70% |
| 2019 | 62,513 | 58.8% | 20.67% |
| 2018 | 63,165 | 56.73% | 23.72% |
2024 national avg denial rate: 23.75% · above-average shown in red
Last 12 Months
27
All Time
185
Monetary Relief
18.4%
Untimely Response
0.5%
Most common complaint type: Checking or savings account· 0.15 per $B assets (12m)
Monthly Complaints (last 24 months)
| Month | Complaints | With Monetary Relief |
|---|---|---|
| June 2024 | 0 | 0 |
| July 2024 | 0 | 0 |
| August 2024 | 0 | 0 |
| September 2024 | 0 | 0 |
| October 2024 | 1 | 1 |
| November 2024 | 0 | 0 |
| December 2024 | 0 | 0 |
| January 2025 | 0 | 0 |
| February 2025 | 0 | 0 |
| March 2025 | 0 | 0 |
| April 2025 | 0 | 0 |
| May 2025 | 0 | 0 |
| June 2025 | 0 | 0 |
| July 2025 | 0 | 0 |
| August 2025 | 0 | 0 |
| September 2025 | 0 | 0 |
| October 2025 | 0 | 0 |
| November 2025 | 0 | 0 |
| December 2025 | 2 | 2 |
| January 2026 | 1 | 0 |
| February 2026 | 0 | 0 |
| March 2026 | 5 | 2 |
| April 2026 | 8 | 0 |
| May 2026 | 11 | 2 |
Data through May 2026. Zero-height bars indicate months with no complaints on record.
Rating History
CRA / FFIECRating Trend
→ StableBased on last 3 exams
9 previous ratings locked — dating back to 1990
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Rating Over Time
🔒 LockedExam dates and details are paywalled
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