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This institution is no longer active

Operations ceased on September 19, 2003. CRA examination history below reflects the period it was active.

KAWEAH THRIFT AND LOAN COMPANY

VISALIA, CA · Supervised by FDIC

Est. 1991FDIC #33,341RSSD: FDIC-33341
Satisfactory Same

Current rating · Exam: July 1994

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.98%

Institution Profile

FDIC BankFind

Address

500 West Main Street, VISALIA, CA

County

Tulare County

Established

March 7, 1991

Total Assets

$92M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 1994

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2003Call Report / FDIC

Total Assets

$92M

Total Deposits

$82M

Net Loans

$72M

Net Income

$435K

ROA

0.98%

Above avg for Small banks. Peer avg: 0.44%

ROE

12.41%

Risk-Based Capital

10.85%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.98%Peer avg: 0.44%▲ Above avg
Risk-Based Capital10.85%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

Exam DateRatingExam Type
Jul 1994SatisfactoryNot Reported
May 1992SatisfactoryNot Reported

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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