This institution is no longer active

Operations ceased on August 5, 1997. CRA examination history below reflects the period it was active.

JEFFERSON STATE BANK

CHICAGO, IL · Supervised by FDIC

Est. 1955FDIC #17,479RSSD: FDIC-17479

Part ofJEFFERSON HOLDING CORP→ View all charters

Satisfactory Same

Current rating · Exam: July 1995

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.14%

Institution Profile

FDIC BankFind

Address

5301 West Lawrence Avenue, CHICAGO, IL

County

Cook County

Established

August 6, 1955

Total Assets

$158M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 1995

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1997Call Report / FDIC

Total Assets

$158M

Total Deposits

$130M

Net Loans

$57M

Net Income

$112K

ROA

0.14%

Below avg for Small banks. Peer avg: 0.44%

ROE

0.87%

Risk-Based Capital

24.44%

Above avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.14%Peer avg: 0.44%▼ Below avg

Risk-Based Capital24.44%Peer avg: 23.03%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

Exam Date	Rating	Exam Type
Jul 1995	Satisfactory	Not Reported
Oct 1992	Satisfactory	Not Reported
Oct 1991	Needs to Improve	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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