This institution is no longer active

Operations ceased on June 21, 2002. CRA examination history below reflects the period it was active.

JEFFERSON HERITAGE BANK

DENTON, TX · Supervised by OTS

Est. 1927FDIC #30,292

Needs to Improve Down

Current rating · Exam: December 2001

CompareWatch

At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Institution Profile

FDIC BankFind

Address

321 West Oak Street, DENTON, TX

County

Denton County

Established

January 1, 1927

Total Assets

$551M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

December 31, 2001

Exam Type

Large Bank

Regulator

OTS

What is a CRA rating? →

⚠️This exam is 24 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

Exam Date	Rating	Exam Type
Dec 2001	Needs to Improve	Large Bank
Nov 1998	Satisfactory	Large Bank
Aug 1996	Satisfactory	Large Bank

2 previous ratings locked — back to 1992

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/09bb9280-8f88-471a-9c49-01703b55e64f"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: